Thursday, February 9, 2012

Steps To Take When Involved In A Minor Car Accident

September 1, 2010 by Morgan Birch  
Filed under Car Insurance

Any car owner will tell you that it is not possible to drive without having a minor mishap sometime. It’s just a fact of life that we can’t avoid, as many cars on the road will inevitably lead to some collisions. If your car insurance is in place and you have a solid policy backing you up, the minor mishap can take very little of your time and energy.

When in case of a mishap, you would have to act efficiently and immediately. If you do not know what is to be done it doesn’t help you and will in turn increase your anxiety. So it is important for everyone to know what is to be done is such a situation

When in case of a minor brush with the other vehicle, if there are no serious injuries to anyone, the best option is to drive or push to the side of the road and park so that the traffic can flow smoothly.

Always when in an accident on the road, switch on the hazard’s light so that the other vehicles approaching are able to stop well ahead and avoid further collision.

The next best thing would be to report to the police about the occurrence. If it is a minor mishap chances are that they may not come in immediately if they are not in the vicinity. But insurance process requires that you register and file the report with the police and hence this has to be complied with.

You will need to collect all the details of the other vehicle driver. The details should include his name, license number, address, insurance details along with vehicle details, number, registration, model etc.

There is no need to have any conversation as to who was wrong and to admit that you were at fault. The police will decide who was at fault and report to the insurance.

If possible, take pictures using camera or your hand phone and call the insurance company to report the event. Further your insurance company will take over and proceed with the case.

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