US Cheap Car Insurance for Sports Cars
December 15, 2009 by Stacy Fox
Filed under Car Insurance
Are you looking for U.S. cheap insurance for sports cars? Everyone knows that sports cars are expensive and if any damage is done, it is pricey to repair them. Additionally, drivers of these cars are considered to be high risk by the insurance companies and thus they charge higher rates.
The assumption is that people who look for performance in a car are going to drive very fast. Fast driving causes wrecks. And wrecked sports cars are expensive to repair.
Sports cars dominate the list of the most expensive vehicles to insure with the 2009 Nissan GT-R leading the pack at $2500 a year. Part of the GT-R’s expensiveness is that it is new and thus the insurance companies have no standard against which to base their rates.
If you want a sports car with out the high insurance premiums, your best bet is the Ford Mustang G-T.
If you’re wondering, the Hyundai Santa Fe is the cheapest new car to insure.
Beyond claims and the price of the car, insurers also look at the horsepower to weight ratio and the 0 to 60 miles per hour times. These things distinguish a high-performance car from a mid performance one.
But the vehicle details aren’t the only factors that go into what your insurance policy is going to cost. Your age is a factor – there are breaks at 21 and 30 – gender, and marital status are all considered. Additionally, some insurance companies monitor your odometer reading or get you to put in a GPS system so they can track your driving habits.
In general, straight liability insurance (coverage for the other party only) doesn’t depend on the make of your own car. The exception is for sports cars. These cars are designed for speed and insurers expect that drivers will drive them fast, causing more accidents. If you want protection for your own vehicle, you will need to get a comprehensive policy.
There you go, the basic details on U.S. cheap car insurance for sports cars.
US Cheap Car Insurance for Sports Cars is one of the many topics you will find about auto insurance at http://AutoLiabilityInsurance.org