Will My Insurance Find Out IF I Get A DUI?

Can you look back on your life and think of something you did that you regret? A DUI does just that, but the consequences can go on long after court fees have been paid.

Driving under the influence of alcohol happens more often than people might think. You may be driving along the road and not even realize that someone around you is driving drunk.

If you drink and drive, chances are you will get caught. More and more citizens driving under the influence, but if you get caught the stiff punishment will be with you for a long time. So think the next time you drink and want to drive.

There are many things that can happen when you get in your car after you drink, such as hurting yourself or others, or even killing someone. If you get pulled over for a suspected DUI, you risk jail time, criminal charges, and a ticket. A DUI goes against your record for a very long time. If you get a DUI, it makes your insurance rates go up and takes a long time to get it off. Driving drunk one night can make you pay for a long time to come.

If you get a DUI marked against your license, insurance companies are signaled. This raise your insurance rates because they feel you are a driving risk. When you are renewing your policy or get a new policy, insurance companies require a driving record. If this driving record shows a DUI, they will issue points against you and your insurance premiums will go up because you are now considered a risk.

Companies are alerted when you are a high risk driver. In their point of view, one DUI on your record means that you are more likely to get another. The next DUI could be far more serious, with someone critically hurt or injured. If this happens, the insurance has to pay out for those bills. Because of this risk, they will make sure that once you get a DUI you will pay higher rates.

Some insurance companies make you file a SR-22 once you receive a DUI. This states that you have enough insurance coverage to protect you in case of an accident. This means that if you decide to drive while impaired and hurt someone or get into an accident, you have the insurance that your state requires by law.

So next time you go to a party or to a bar and think you are having fun by drinking, think twice when you get behind the wheel, because the consequences are tough.

Drinking under the influence can not only hurt you but others as well!

If you are searching for auto insurance, search no further than http://www.henryinsurance.com/ to find the best suitable car insurance to fit your finances.